Personal Umbrella

Umbrella insurance isn’t just for the rich and famous. Whether it’s a serious at-fault auto accident or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, renters or boat policy. And an expensive judgment is the last thing you want to worry about.  Excess Liability Insurance offers higher limits you may need to cover damages for which you or someone in your household may be legally responsible. When the amount you must pay for a covered loss exceeds the limits of liability under your other individual insurance policies, an Excess Liability policy is triggered to provide much higher limits.

Research Underwriters has access to the leading Personal Umbrella insurance providers, and our size and reputation affords us the opportunity to negotiate the best rates for our clients. We have the knowledge and expertise to ensure that you are properly insured at the most competitive prices available.

Coverages Available:

  • Available in $1M Increments
  • Limits Up To $50 Million
  • Defense Costs
  • Excess UM/UIM Protection


  • Dedicated Account Representative
  • Expert Appraisal and Analysis
  • Access to Top Markets
  • Assistance with Claims Filing