Rideshare Insurance

Rideshare Insurance

Rideshare Insurance

The rise of transportation network companies (TNCs) like Uber and Lyft has transformed the way that people travel through cities and towns across the country. While Uber and Lyft have revolutionized the pairing of riders and commercial transportation drivers, they still lack adequate insurance coverage for their driver partners. Rideshare insurance remains a very important topic for those driving for Uber and Lyft, and Research Underwriters offers specialized policies to eliminate the gap between your personal insurance policy and the coverage provided by Uber and Lyft. 


With Passengers or Ride Accepted

Without Passengers and Searching for Ride

Auto Liability


$50,000/person, $100,000/accident

Uninsured/Underinsured Motorist


No Coverage

Property Damage




$50,000 (only with passengers)

No Coverage

Comp/Coll Deductible

$1,000 (Lyft: $2,500)



We have relationships with several insurance companies that offer coverage for rideshare drivers. Research Underwriters can provide quotes for full commercial auto liability policies, or personal policies with rideshare coverage endorsements. Contact us today to learn more about your liability exposure while driving for Uber and Lyft. 

Coverages Available:

  • Dwelling
  • Other Structures
  • Personal Property
  • Personal Liability
  • Loss of Use Valuable Articles


  • Multi-Policy Discounts
  • Dedicated Account Representative
  • Expert Appraisal and Analysis
  • Quick and Accurate Policy Changes
  • Access to Top Markets
  • Assistance with Claims Filing

We offer rideshare insurance in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.